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  1. Spencer

    Crypto Loans: Is This Good Idea

    Yes, I think it's a great way to get loans, the positive side of this for example is that it's not only about crypto loans, it's about expanding the economy and making it more robust, any currency you can take loan from is robust and can be trusted, I know it's only a matter of time before...
  2. Spencer

    How To Develop Healthy Eating Habits?

    Most aged people, typically 25-55 face one or two health problems they are trying to solve, and the truth is you can solve most of your problems by changing your diet, it is as simple as that, changing diet is not easy it takes a lot of willpower to make it possible. First of all start...
  3. Spencer

    How Alcohol Affects Your Body in The Long Run

    Regular consumption is not good for health long term and it has been confirmed by a lot of studies, I think due to the high alcohol supply it is hard to let go of the bottle and think of the effects as a long term problem, there are a lot of non profit organization that help with alcohol...
  4. Spencer

    What's Your Opinion on Saving 10% of Salary?

    The purpose of this thread is to be an open discussion for all members, I read in many different blog posts and saving websites that it's advisable for employees to save 10% of their paycheck, in my opinion if you save just 10% of your paycheck, how long will it take you to save anything...
  5. Spencer

    Securing Italy Student Visa

    Italy is a Schegen country so their student visa policies are mostly the same with other Schengen countries in EU, my personal advise is, if you want to go to Europe, there are better countries to go. To that are better than Italy, where you can even work as a student and make yourself some...
  6. Spencer

    How Do You Like to Make Your Money?

    There a over million ways to make money, but everyone has their own method of making their cash, in my opinion there two to three distinct ways people make money. Monthly: This is where majority of the population are, these are the salary earners, it is about this time that market becomes busy...
  7. Spencer

    Can You Make $100 Per Day From Your Website

    For a website to be making $100 a month it means they have a lot of visitors in a day, I think who ever wants to build such website should think about what they can offer to readers that is worth thiet visit everyday, look at all of the websites that average such visits and figure out if you can...
  8. Spencer

    How To Make Money Selling on JIJI?

    You can make money selling on JIJI, buy this is specifically for Nigerian sellers. First of all, you'll have to look for a product that is useful to the users, replicable products like laptops and phones are not ideal because their area lot of vendors for them, you can import a product that you...
  9. Spencer

    Make Money Online with Binary Options No Deposit Bonuses

    Wrong. Financial betting is not the fastest way to make money online, but the opposite is through though, which is its the easiest way to lose money online, losing money it's not hard on these website because as a user you don't control the outcomes, so anything can happen, and if you lose your...
  10. Spencer

    No-Nonsense Guide on Business Ownership

    1) Always take records, when it comes to a business your records are what will vindicate you, running a business without keeping a record will put you at a disadvantage because you won't know or differentiate the inflow from the outflow. 2) Only hire smart people, you should be generous with...
  11. Spencer

    How to Manage Weakness at Old Age

    I think an old man that feels weak can solve their problem by being physically active, nothing rigorous or out of the ordinary by being accountable and taking health serious, depending on their age and how old they are, but the best way for everyone getting started in being physically active is...
  12. Spencer

    How Diets Can Solve Most of Your Health Problems

    A lot of people go through life with low energy, if you have a low energy you won't be able to function at your optimal condition and there will be some lapses in your productivity, how can you fix this? You can fix this totally by changing your diet, drop the sugar completely if you can and eat...
  13. Spencer

    Do You Find Life Insurance Useful?

    Definitely, I find life insurance to be really important because it can help you save money on emergency and instead of thinking how you are going to cope, with your life insurance you already know you have a buffer that's available, it puts the anxiety away. Also, depending on the kind of life...
  14. Spencer

    2 Tools I Use To Be More Productive

    As a freelancer want are the everyday tools you use that makes your work is easier, in this post I'll be itemizing some tools I use that make my workflow faster and how it can help you do the same too. 1) Alarm: I use an alarm to ration my day and also regulate the time I wake up, an alarm does...
  15. Spencer

    Kamala defeating Donald Trump?

    Coming back to this comment I made some few months ago and as currently Donald Trump is sweeping most of the swing states and is clearly winning the election shows how far we have come as human being, a lot of people endorsed and campaigned for the other lady but it's a different entirely at the...
  16. Spencer

    How To Create a Thriving Upwork Account?

    If you're conversant with the freelancing world you should know that freelancing on Upwork is a great way to make aside income as a lot of employers are on there and if you're skillful you'll be able to make an income working there, first of all, you should create an account on the platform but...
  17. Spencer

    Do you enjoy movies of your own country?

    I'm from Nigeria and I absolutely enjoy movies from my country, even though sometimes they don't have a good plot but then it's the same in most movies, it's a hit or miss, I don't see myself as a full movie person but I like enjoying them in my free time, I also think it helps promote...
  18. Spencer

    How To Form Long lasting Habits?

    I think one of the things most people struggle with nowadays is consistency, most people are not consistent on what they do, due to the distractions that are all around us, to build a new habit you need a trigger and ability to start small. Let's you want to be fit, don't start by doing 100...
  19. Spencer

    Making Money Writing Game Reviews

    I don't know of have any idea if there's any platform that pays users to write game reviews on their website, but I know that you can create a blog and use it to write game reviews and you can also target gamers as your primary audience, launch campaigns to promote it and your blog will...
  20. Spencer

    How To Make Money on Beer Money Forum?

    If you're looking at making money online and you don't really have much skills but have some average writing skills, you can make money on Beer Money Forum, it is a forum that pays you for any comment or thread you make, you don't need much to sign up on this platform, only your email. They...
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