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  1. Spencer

    How Much Can a Beginner Make Online?

    As someone starting to make money online, looking for opportunities to make it work, what is an amount that's reasonable to make Money online, I think it's a question that needs a lot of unpacking because it hinges on different factors like your skillset, if you're just starting online and you...
  2. Spencer

    Preparing for Self-Employment

    To prepare for self employment you have to get ready to face a lot of uncertainty because no one will pay you a salary or a pension, no entitlements, everything you make is out of your own ingenuity, you'll have to do the work yourself before you stabilize and hire it out. So, it's going to...
  3. Spencer

    How To Study Effectively

    1) Learn the Art of Taking Notes: In order to retain what you've learnt, you should create a habit of taking notes of what you've learnt in class, all you need is a jotter and a pen. 2) Revision: Do not wait till it's during exam period before you'll read your notes, make it a habit to revise...
  4. Spencer

    Saving for Property Purchases

    Many people were able to aquire a house through savings, I mean if you have a decent job that pays you good money then it's ideal to save from it and get yourself a house, there are a lot of payment plans available to make that happen, you can join a cooperative or a joint savings with your...
  5. Spencer

    Service or Product Business: What's More Profitable?

    A service business is a sort of business, where you have to learn first and then apply what you have learnt and make money, it's the same as apprenticeship, where you work under someone, it's more profitable if you don't have any money to start a proper product business. A product business is...
  6. Spencer

    Starting a Business with No Capital

    Yes, you can actually start a business without money, but isn't going to be a product business but a service business, where you sell your skill, not a product, because it takes money to start a product business, you can go learn how to clean windows, roof cleaning or designing website. It's...
  7. Spencer

    Tips On How To Lose Body Fat

    If you're looking at losing body fat, what are the steps you can take to make it happen, in this post we'll explore some ways to make it happen. 1) Eat clean: Most people think losing fat is about hitting the gym or doing exercises, but the truth is it's all about what happen in the kitchen, so...
  8. Spencer

    How to Avoid Hypertension or High Blood Pressure

    From my own personal research the best way to avoid high blood pressure is to lower your cholesterol intake, it's the number one trigger for hypertension, this practically means stay away from all sort of fatty foods and greasy foods. Such as burgers, fries, fried chicken and switch to organic...
  9. Spencer

    How To Become a Virtual Assistant?

    Becoming a virtual assistant isn't hard and demands for VA is incredibly high especially on freelance platforms like Upwork and Fiverr, a lot of business owners are looking for ways to lower their workload and give themselves more room to focus on needle moving tasks. Go on Udemy or Coursera...
  10. Spencer

    What are the things that makes you stay productive in business while traveling?

    If you have streamlined your business tasks or you have a manager that helps you to manage your business when you are away then you don't have a problem at all, you can just decide to run everything online, there are a lot of productivity apps out there. You can get all of your employees on...
  11. Spencer

    How To Start a Moving Company

    A moving company helps clients to move their products/goods from one place to another due to relocation or renovation from where they live or to warehouses for storage, it's advisable to run this type of business in a city with a lot of population because it sort of give you an edge due to...
  12. Spencer

    What are the online Tools that could be used to Streamline Your Business and Boost Productivity?

    I use different types of task management apps to manage my daily tasks, I use Trello to manage how I perform tasks, so after writing everything down on a to-do planner, I use the Trello board to make sure time is being mapped out well. I also use Calendly to schedule important calls with...
  13. Spencer

    Biggest Mistake Business Owners Make

    I see this all the time among business owners, most people get into business for the sole purpose of making money, missing the forest for the trees, but the most important thing to consider when starting a business is value. What you doing better? How can you innovate and enlarge the market...
  14. Spencer

    What are the most important things to concentrate on in a business?

    The most important to concentrate on your business is growth, because when there is growth everything else is easy, you can raise money, people would be willing to work with your company, you can scale and whole lots of other stuff. So, if you're in the product or service industry, it's about...
  15. Spencer

    Importance of Customer Support In Business

    Customer is at the forefront and one of the factors in client retention, to retain customers you have to treat them like human beings, not just names in a balance sheet, another factor that shows the importance of customer satisfaction is free marketing, when you treat your customer the right...
  16. Spencer

    How to Thriving in a Competitive Business Niche

    The best way to thrive in a competitive niche is to innovate, I can remember vividly when Jeff Bezos wants to disrupt the hosting business, a lot of publications called him dumb and he's wasting his money, but he was Innovative and moved everything to the cloud and also create a free tier...
  17. Spencer

    Can You Still Make Money With User Testing?

    User testing has been a popular way to make money some years back, where all you have to do is open account with platforms like Appen.io and complete some easy tasks and get paid, payments were prompt and all you have to do is link your PayPal account. These such opportunities are no longer...
  18. Spencer

    How to Sticking to a Budget

    Sticking to a budget requires unwavering Discipline, it's too easy to go off the rails and be Impulsive when it comes to budgeting, you might have a good budget plan but where the work is basically sticking to it and making it work. That's why I always advise people to get an accountability...
  19. Spencer

    How To Start a Capital Intensive Business

    When you want to start a business that's capital intensive, it will be difficult to get off the ground due to financial constraints, there are some ways to get it done. 1) Investors: You can raise money from investors, there are angel investors and institutional investors that will fund you...
  20. Spencer

    Raising Business Funds Through Friends and Family

    Raising money from your friends and family is one of the many ways you can raise money when you're starting out in business, it gives you leverage to get capital risk free, most families will be interested in loaning you money if you tell them what's in it for them. You can decide to give them...
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