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  1. Spencer

    Challenges in Getting Online Loans

    Most people are unable to get loans because they are not credit worthy which means they have a bad or a non existent credit score, online loan apps are sharks especially in my country, they give loans with a ridiculously crazy interest on top of it. I won't even recommend anyone to take it...
  2. Spencer

    Is Copywriting a Lucrative Skill?

    Copywriting is the method of using writing or words to persuade a reader to take action, this could be buying or an email that'll later go through a funnel and be converted, there's been a lot of hype about copywriting lately, and most of people are asking if it's a right career to get into...
  3. Spencer

    The Business of Reselling

    Reselling is a good business to get into if you have some decent marketing skills, there's a zero cost of starting cost, it's more or less of dropshipping, you just pick a product, try and get people to buy it, and get a commision whenever you land a sale. You can utilize social media to make...
  4. Spencer

    How To Start a Web Design Agency?

    A web design agency primarily help other business to design and maintain websites online, to get started you'll have to learn the skills, which includes learning basic coding, WordPress and how to trouble shoot a website, then you go ahead and create a portfolio, this will contain all the work...
  5. Spencer

    Is It Really East to Profit From Real Estate

    Profiting from real estate is not as easy as it's portrayed to be, you need a lot of capital to get started, at least have enough to purchase some units and put on sale and then deal with a lot of bureaucracy and legal formalities to ensure you are not breaching a law. Also, real estate is in...
  6. Spencer

    Will Online Courses Take Over Universities?

    Nowadays you can learn whatever you want online, you don't have to got o university to learn anything, all you have to do is go to the most popular online courses directory and search for any kind of course you want to learn and the instructor, then pay attention and you'll definitely learn all...
  7. Spencer

    Do you really need to sacrifice happiness to save money?

    This actually depends on the kind of goal you have and how important the goal is to you, also, you don't have to sacrifice what you enjoy for savings, If you're able to save just 10% of your savings a month you are good to go. The remaining amount can go into other stuffs you want to do and fun...
  8. Spencer

    How To Make Money Selling On Facebook?

    Most people think you can only use Facebook to watch funny cat videos but the truth is, you can also sell your items on facebook market place in your area and make money from it depending on the population of your area and the demand of the particular stuff you're selling. The number one thing...
  9. Spencer

    Making Money as a Video Content Creator

    The most important thing to pay attention to as a video content creator is to offer value to your viewers, because any money you'll be able to make in your business is definitely going to come to you as a result of the views you have. Monetizing your contents its easy, you can apply for...
  10. Spencer

    Importance of Customer Feedback In a Business?

    Customer Feedback is very crucial for any business that really wants to grow and succeed, reason for this is pretty straightforward, your customers are the ones using your products or service so they're in the best position to tell you what you need to work on or substract from your business...
  11. Spencer

    How do You Start a Business?

    Starting a business stems from a need, you see a problem you can solve could be either online or offline, the medium doesn't matter, next course of action is finding out what it actually takes to solve that problem, money, team, expertise or skills and try to aquire these skills. You then...
  12. Spencer

    Why Do We Spend Money Impulsively?

    Each one of us had a time when they got money but made money mistakes by spending it impulsively on their wants or things that offer no value to them and later regret that when they became broke, why do we do that? 1) Scarcity Mindset: Most of us navigate life with a scarcity mindset, because...
  13. Spencer

    How to Build Savings for Teens

    When I was a teenager I didn't bother with saving money at all, I did all what I felt was easy, buy stuffs and just consume and i ended up squandering all the money I've got on frivolities, but now I know better, if you're looking at saving money as a teenager, you'll have to first find a source...
  14. Spencer

    How To Approach Job as an Entrepreneur?

    If you have plans of getting into business for yourself what are the things you should consider, your mindset is the number one thing you should pay attention, treat your job like a business and don't just get comfortable, get a calendar and give yourself an ultimatum on when you'll quit which...
  15. Spencer

    How to Adapt Your Lifestyle to Fit Your Income

    When it comes to managing money, a lot of things goes into consideration, the income level definitely does matters, most people tend to live based on their monthly income and not leave any sort of leeway in order to save or do some important stuff, they live on the salary and spend it all. The...
  16. Spencer

    How To Build an Elegant Wardrobe?

    Building an elegant wardrobe is very important it helps build your confidence and gives you a sense of worth, what do you need in your wardrobe to make it elegant? 1) Shoes: Shoes makes the man, when you meet people the first thing they look at is your shoes, a pair of brown, black or grey...
  17. Spencer

    What is the Role of Banks

    The role of banks is enormous, they are tasked with keeping your money safe, so if you keep your money in the bank you're not worried that thief is going to come at night and steal your money or other casualties that may occur. Also a bank can help in securing a loan, if you're an employee that...
  18. Spencer

    How Much Money Can I Make on Upwork Monthly?

    Upwork is a freelance platform where you sell your skills and make money, no matter the type of skill you have, there might be a client looking for someone to help them out on their problems, so whether you're a web designer, copy writer or a programmer, there's definitely something for you...
  19. Spencer

    Make Money Sharing Your Computing Power

    This is very cool, I heard about such an app where you will share your phone's data and get paid, I don't usually use those app because I don't trust how they handle my data, they can compromise it and sell it to advertisers as they usually do. If you're to be involved in these such of business...
  20. Spencer

    How To Handle An Impulsive Spending Habits

    When it comes to finance most people's problem isn't income, you'll find out that they make quiet enough money but due to lack of control on their finances they end up going broke before they get another income, how can impulsive spending be prevented? 1) Budget: If you can plan your finances...
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