I recently started getting my salary on my FAB Ratibi card here in the UAE and I am running into some issues I haven’t been able to solve on my own. The card works for most payments and online subscriptions, and I can see my spending in the app, but I keep struggling to actually save anything. By the middle of the month, most of my salary is already gone on bills, groceries, and other expenses, and I don’t have a clear system to set money aside.
I have tried using the app’s features to track spending, but it doesn’t automatically separate what should go into savings and what I can spend. I’ve heard that some people set up automatic transfers or use separate accounts linked to the card, but I’m not sure how to do this safely and effectively. I am also worried about fees or making mistakes that could cost me money.
I would like to hear from anyone who has managed to save regularly while using the FAB Ratibi card in the UAE. How do you make sure part of your salary is saved without feeling restricted on daily expenses? Any tips or experiences would really help because I want to stop living paycheck to paycheck and start building a proper saving habit.
I have tried using the app’s features to track spending, but it doesn’t automatically separate what should go into savings and what I can spend. I’ve heard that some people set up automatic transfers or use separate accounts linked to the card, but I’m not sure how to do this safely and effectively. I am also worried about fees or making mistakes that could cost me money.
I would like to hear from anyone who has managed to save regularly while using the FAB Ratibi card in the UAE. How do you make sure part of your salary is saved without feeling restricted on daily expenses? Any tips or experiences would really help because I want to stop living paycheck to paycheck and start building a proper saving habit.