Now, this might come as a shock to you but cutting your expenses by 50 percent is actually possible and when you do that you can start saving or investing more. Let me give you a simple example. If you buy $1 on coffee and drink 3 cups every day, you will be spending $90 per month on coffee. However, if you drink just one cup, you can save $60 in a month. Instead of buying, if you making your own coffee, you can save even more money. Or, why should you buy expensive shoes for $50 why not buy unbranded or less common brands for $20.