If you want financial security, you need to create a long term financial goal. Long term financial goals means you save and invest for a long term and you also continuously compound your profits. Setting long-term financial goals starts with a long term planning, for instance saving x amount of money every month for 20 years or investing y amount for 15 years. You should save and then invest your saving. You also need to build savings as a hedge against market risk. Focus on regular investments and compounding returns. You also need to save under different category such buying property, building retirement funds or emergency funds.