If you want to improve your finances and bring financial stability in life, it is very important that you create a passive income. Generally speaking, you need two things, one, money to invest, and two skills to create something tangible that will bring you a continuous flow of money. When you have money, you can invest in various assets and earn passive income. With skills, you can create a product, sell it, and generate passive income. For most people, investing money is easier way to build passive income than creating a product. By the way, do you have a passive income, how are you earning passive income?