Some people had resources to establish themselves, like owning a functional business in their younger age. The truth is some thought they were too young, some it was their youthful age, a time they are supposed to enjoy. So they plan to start something serious in their late 30's to 40's. This is wrong!
You are wiser with all the experiences of life in your 40's but are you stronger? Can you skip food and sweet sleep without passing out on your fluffy bed? Can you be at several meetings and impromptu meetings 4 times a week? Can you give your wife a break just to think things through or leave your kids for business trips. This is the period you should be drawing near to your family and not the other way.
You are wiser with all the experiences of life in your 40's but are you stronger? Can you skip food and sweet sleep without passing out on your fluffy bed? Can you be at several meetings and impromptu meetings 4 times a week? Can you give your wife a break just to think things through or leave your kids for business trips. This is the period you should be drawing near to your family and not the other way.