When you retire, you will no longer have an active income source, you will have to rely on your savings, investments, retirement funds, pension, or passive income. Sadly, a lot of people are unable to secure their retirement because they do not have a lot of savings or a lot of investments. Some people rely on saving and avoid investing as they think investing is risky. Saving money alone may not yield substantial returns, especially for retirement. You don’t want to invest but want to build security, buy an endowment life insurance plan. This type of insurance will give you financial benefits upon maturity.