Generally speaking, if the event like concert are cancelled by the organizer and if you have already bought a ticket, you can get a refund. However, if you miss the event because you could not reach to the venue due to things like traffic congestion, flight delay, sickness, or any other unforeseen circumstances, your money on ticket will be wasted? Is that so? Well, there is an insurance policy that provides you coverage against your tickets if you were unable to attend the event. With this insurance policy, you no longer lose all money, you can get back at least some percentage of the money through insurance.